Can you afford not to have home contents insurance?

Published on 16th November 2021

To help raise awareness of fire safety and to highlight how important it is to have contents insurance, we are sharing some real-life stories of recent fire incidents in our customers’ homes.

This house fire was caused accidently but devastatingly the customer lost absolutely everything and needed to be rehomed.

If you are worried about fire safety in your home, did you know as part of the @ScottishFireandRescueService commitment to building a safer Scotland, they offer everyone in Scotland a free home fire safety visit? They can help you sort out a fire escape plan, and provide information about smoke, heat and carbon monoxide alarms.

Making an appointment is easy, you can either:

  • Call 0800 0731 999
  • Text FIRE to 80800 from your mobile phone
  • Call your local fire station
  • Complete an online form by clicking here

If you would prefer, we can make a referral on your behalf just give us a call on 01361 884000 or email us at

Although we take care of any building or structural repairs through our own building insurance, the cost of repairing or replacing damaged items is down to you, and not having the right cover in place could end up being very expensive.

This is why we have teamed up with the SFHA, Thistle Tenant Risks, and Royal & Sun Alliance Insurance plc who provide the Diamond Insurance Scheme, a specialist Tenants Contents Insurance policy.

The scheme offers affordable cover with special low minimum sums insured, to ensure that you only pay for the cover you need. For example,

  • Standard cover for a BHA customer aged 60 and over with a £6,000 sum insured will cost as little as £1.15 fortnightly or £22.47 annually
  • Standard cover for a BHA customer under 60, with a £9,000 sum insured will pay £1.74 fortnightly or £33.71 annually

Are you prepared for the unexpected? Don’t risk it – Get home contents insurance today!

For more information on home contents insurance click here.


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