Protect What Matters
Protect What Matters
Why Contents Insurance is Important in Your Rented Home
As a customer living in a BHA property, it’s important to know what is – and isn’t – covered when it comes to protecting your home and belongings.
We, as your social landlord, are responsible for the structure of your home – including the walls, roof, windows, and plumbing – you’re responsible for insuring your own belongings inside the property.
That’s where contents insurance comes in.
What is Contents Insurance?
Contents insurance is designed to protect your personal possessions – such as your furniture, TV, clothing, kitchen appliances, and even your phone – against risks like fire, flooding, theft, and accidental damage. If anything, unexpected happens, contents insurance can help you recover without facing large out-of-pocket costs.
Why It Matters?
It’s easy to assume you don’t own much of value, but when you add everything up, replacing it all could cost thousands of pounds. Without insurance, you could find yourself facing financial hardship after an incident. Contents insurance gives you the peace of mind that help is available when you need it most.
Affordable Peace of Mind
There’re many low-cost contents insurance policies available, some of which are specifically designed for people living in social housing. These often come with flexible payment options – such as weekly or monthly payments – to suit your circumstances.
We strongly encourage all customers to consider contents insurance. While we’ll always look after the building itself, protecting your belongings is your responsibility – and we want to make sure you’re prepared should anything happen. Don’t wait until it’s too late – contents insurance is a simple and affordable way to protect the things that make your house a home.